John Fato V.P. Residential Lending and Nationwide Mortgage Services welcomes you! Customer service is the cornerstone of my business, serving clients in Washington, DC, Maryland, Virginia, New York, Florida and Georgia. Whether you have perfect credit, poor credit or no credit I can find a loan program to fit your needs.

My Commitment to you…
While most loan officers are spending the vast majority of time, energy and money seeking new clients and promoting themselves to the general public, I approach my business differently. I spend the majority of my time focusing on your financial goals, explaining your options, and providing the outstanding excellent service you expect… and most importantly, deserve.

When I deliver for you, you and I will sustain a long term business relationship. When your family and friends need a competent and caring loan officer, your trust in my ability will ease their concerns. I hope to hear from you soon.
Yours Truly,
John

We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending, and also commercial lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs - to meet our clients' unique needs. But that's just the beginning of our service. Throughout the lending process we provide regular loan updates and progress reports so clients always know the status of their loan. We also offer a special Mortgage Manager service for those considering refinancing their mortgage.

Thank you for visiting my web site. I look forward to putting our mortgage service to work for you!

Get the best mortgage loan for you.

When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Make no mistake, there's a lot involved in getting a mortgage loan. You wouldn't be here on our website if you could fill out a one-page application and get the best loan for you funded the same day.

What we do is do most of the heavy lifting for you, so you can concentrate on what's important -- preparing to move into your new home, saving money, or making plans for your home equity check.

There are four main steps involved in getting a loan. You'll see that we've made your part in them as easy as possible, and we do all the work! That's what we're here for.

Absolutely! Even if you haven't so much as picked out houses to visit yet, it's important to see your mortgage professional first. Why? What can we do for you if you haven't negotiated a price, and don't know yet how much you want to borrow?
When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford, and how much we can loan you. We do this by considering your income and debts, your employment and residence situations, your available funds for down payment and required reserves, and some other things. It's short and to the point, and we keep the paperwork to a minimum!

“Dear Mr. McNelis:
Lisa and I wanted to thank you, Integrity Mortgage, and especially John Fato, for all of your help in refinancing our home. John has gone more than the extra mile for us and if the circumstances arise we will definitely ask for him again. He is good with people, smart, and on top of all that, just a good person- possessing a great balance of aggressiveness and sensitivity.

Anyone we know we tell about your company and John Fato, whether or not they are thinking of refinancing at the time. I know that referrals don’t always translate into immediate business, but as they say, it couldn’t hurt.

Again, thanks for everything and best wishes.”

Call John Fato today for a FREE confidential mortgage loan consultation. (240) 304-6825

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